Genesis Wallet — Your Secure Financial Companion
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Genesis® Mobile Wallet

Your secure financial companion

One app for your money: debit cards for you and your family, and money transfers to family and friends in over 60 countries.

Enroll now Get the app
  • Earn 3% APY on all mobile wallet balances
  • No set-up or monthly fees
  • Free wallet-to-wallet transfers
  • Load funds at over 300,000 locations
The Genesis Wallet app dashboard on an iPhone: available and pending balances; virtual debit card, physical debit card, gift card and precious metals tiles; sub accounts; and shortcuts to move, load, send and request money.

Everything in one wallet

  • Virtual debit card for online purchases
  • Physical debit card for ATMs and retail purchases
  • 3 companion cards with parental control
  • Send money to over 60 countries
  • Free money movement between users
  • Send or load money via bank account, $1.00 per transaction
  • Buy and sell stocks, gold and silver
  • Sign up and save on wireless service

How it works

Up and running in three steps

  1. Enroll

    Sign up online. There are no set-up or monthly fees.

  2. Load your wallet

    Add money from a U.S. bank account, bank debit card or credit card, or at over 300,000 locations. Earn 3% interest on your mobile wallet balance.

  3. Spend or send

    Pay with your virtual or physical debit card. Send money to other Genesis users around the world for free, and send money to over 80% of the world’s population.

Enroll now

Send money

Send Money Globally

Send money to family and friends from your computer or the mobile app.

  • Transfer money to over 60 countries
  • Send money to over 80% of the world’s population
  • Create sub-accounts and move money from your main mobile wallet to any of them. Every sub-account also earns 3% APY
  • Pay or request funds from a friend or loved one
A world map dotted with gold coins, showing money moving between countries.
60+ countries you can transfer money to 80%+ of the world’s population within reach

Send money to

  • Other Genesis users Around the world FREE
  • Your Genesis virtual or physical debit card FREE
  • PayPal or Venmo $1.50
  • Any U.S. debit card $1.50
  • Mobile wallets around the world Billions of users $2.00
  • Bank accounts around the world $3.00
  • Cash pick-up 450,000 locations around the world $4.00

Cards

A card for you, and for your family

Use your virtual debit card for online purchases and keep its balance at zero. Keep money on your physical debit card for store purchases and ATM withdrawals.

A black Genesis debit card resting on a laptop keyboard next to a phone showing the Genesis Wallet dashboard.

Moving money from your wallet to your virtual, physical or companion debit card is FREE.

  • Virtual debit card

    For online purchases.

  • Physical debit card

    For ATMs and retail purchases.

  • 3 companion cards

    With parental control.

Suspend your account with one click.

Virtual gift cards

  • Link your virtual gift card to Apple Pay and Google Wallet and use it in stores
  • Send gift cards to friends and loved ones around the world
  • Make purchases online
  • Enroll in up to 5 virtual gift cards
  • Get your balance in real time on all your virtual gift cards
  • Move money back to your mobile wallet at any time

Fees

Know what it costs

No set-up or monthly fees. Here is what it costs to move money in and out of your wallet.

You may be responsible for transaction fees for other services available within the Platform. For all terms, see the Legal page.

The Truth In Saving Disclosure at the foot of this page also lists a $6.99 debit card shipping fee, a $1.50 Genesis ATM transaction fee, a $.50 US & international PIN transaction fee and a 3.00% foreign exchange fee. Read the disclosure.

How much are the Genesis Mobile Wallet Fees?
Transaction Cost
Load funds from any U.S. checking/savings account $1.00 per transaction
Transfer funds to any U.S. checking/savings account $1.00 per transaction
Load funds from a credit card (limit of $250 per individual load) 5% of transaction
Mobile Wallet to Mobile Wallet Transfers (Send & Receive) FREE
Transfer funds to Virtual, Physical, Companion Debit Card FREE
Request Funds / Micro Payments Merchant Processing FREE
Sending money and more
Load money through your employer FREE
Send to any U.S. debit card $1.50
Send to PayPal / Venmo $1.50
Send to bank accounts around the world $3.00
Send to 450,000 cash pick-up locations around the world $4.00
Send to mobile wallet accounts around the world $2.00
Send money to a gift card $2.00

More in the app

More than a wallet

Genesis Wireless Service

  • Plans starting at $15.00 per month
  • Bring your own device
  • Works with eSIM or a regular SIM card
  • No contracts / No credit checks
  • Service within the United States only
  • 2 GB Unlimited Talk & Text $15 per month
  • 5 GB Unlimited Talk & Text $25 per month
  • 15 GB Unlimited Talk & Text $40 per month
  • 40 GB Unlimited Talk & Text $55 per month
Illustration: a phone showing a watchlist of stocks, gold and silver with Buy and Sell buttons, beside gold and silver bars, under the Apple, Microsoft, NVIDIA, Tesla and Amazon logos and a rising price chart.
Illustration. Prices shown are examples, not live quotes.

Stocks, gold and silver

  • Buy and sell stocks, as well as gold and silver
  • All selling is completed in real time, so no more waiting hours or days to receive your money

Like all investments, there’s potential for gains and losses so take charge and decide your pace.

Not FDIC insured. Not a bank deposit. May lose value.

Marketplace

  • Use your Mobile Wallet to make everyday purchases
  • Make purchases from top brands in one single online marketplace
Enroll now
The Best Buy, Aflac, Covered and microLOANS logos beside a hand holding a phone with the Genesis Wallet app open.

Security

Stay in control of your account

How you prove it’s you, and how to stop your account fast.

  • Only you get in

    Confirm your identity with a PIN, fingerprint or iris/face scan.

  • Encrypted

    Technology locked down via E2EE and RSA encryption.

  • PIN and security question

    Create a 4-digit PIN, plus your own security question and answer so customer service can verify who you are.

  • Stop it fast

    Suspend your account with one click.

All funds loaded to your Genesis debit cards are FDIC insured.

Three screens from the Genesis Wallet app: the debit card screen, a send-money form and the dashboard.

Mobile apps

Your wallet, in your pocket

Download our secure app for iPhone or Android, or use it on an iPad or Android tablet, to access your account and manage your money. Use Genesis to protect your banking information.

  • iPhone
  • Android
  • iPad
  • Android tablet

Referral Program

Bring your family and friends to Genesis

Invite friends and family to enroll via SMS or Email.

  1. Open the app

    Go to account management in the Genesis app and choose to refer a friend.

  2. Send an invite

    Send your invitation by text message or email.

  3. They sign up

    They can sign up for their own mobile wallet account quickly and easily.

Enroll now Get the app

Help

Real help when you need it

24/7 · 365 days a year Our support team is always available: 24 hours a day, 7 days a week, 365 days a year.

Ready when you are

Open your Genesis Mobile Wallet. No set-up or monthly fees.

Enroll now Get the app